Roth Contribution Limits 2024 Magi. Married filing jointly (or qualifying widow(er)) less than $230,000 In 2023, the roth ira contribution limits for most people are $6,500, or $7,500 if you're 50 or older.
Divide the result in (2) by $15,000 ($10,000 if filing a joint return, qualifying surviving spouse, or married filing a separate return and you lived with your spouse at any time during the year). Your filing status is single, head of household, or married filing separately and you didnโt live with your spouse at any time in 2024 and your modified agi is at least $146,000.